Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$614,127$614,127$755,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$140,973$0
Funding fee$0$0$0
Note rate2.760%2.760%7.400%
Blended rate3.610%4.430%7.640%
1st payment$2,829.64$2,829.64$5,228.16
2nd payment$0.00$939.82$0.00
Taxes / mo$699.17$699.17$699.17
Insurance / mo$216.67$216.67$216.67
MI / mo$490.33$490.33$151.02
HOA / mo$0.00$0.00$0.00
Total monthly$4,235.80$5,175.62$6,295.01
Cash to close$224,873$83,900$83,900