Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$434,704	$434,704	$436,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$26,046	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.360%	7.615%	7.640%
1st payment	$2,877.73	$2,877.73	$3,022.24
2nd payment	$0.00	$257.75	$0.00
Taxes / mo	$404.17	$404.17	$404.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$202.11	$202.11	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,650.68	$3,908.42	$3,680.37
Cash to close	$50,296	$24,250	$48,500