Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$224,896	$224,896	$278,100
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$53,204	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	5.482%	7.640%
1st payment	$1,226.14	$1,226.14	$1,925.51
2nd payment	$0.00	$399.03	$0.00
Taxes / mo	$257.50	$257.50	$257.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$186.39	$186.39	$55.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,820.04	$2,219.07	$2,388.63
Cash to close	$84,104	$30,900	$30,900