Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$371,506	$371,506	$625,500
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$253,994	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	5.713%	7.640%
1st payment	$1,924.13	$1,924.13	$4,330.84
2nd payment	$0.00	$1,640.38	$0.00
Taxes / mo	$579.17	$579.17	$579.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$304.65	$304.65	$125.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,974.61	$4,614.99	$5,201.77
Cash to close	$323,494	$69,500	$69,500