Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$32,336	$32,336	$710,100
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$677,764	$0
Funding fee	$0	$0	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	7.390%	7.734%	7.640%
1st payment	$220.74	$220.74	$4,916.59
2nd payment	$0.00	$4,377.23	$0.00
Taxes / mo	$657.50	$657.50	$657.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$15.12	$15.12	$142.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,110.02	$5,487.25	$5,932.78
Cash to close	$756,664	$78,900	$78,900