Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$51,024$51,024$404,999
Remaining term (yrs)15.015.030.0
Secondary amount$0$353,975$0
Funding fee$0$0$0
Note rate4.110%4.110%7.400%
Blended rate4.960%7.399%7.640%
1st payment$377.21$377.21$2,804.13
2nd payment$0.00$2,286.09$0.00
Taxes / mo$375.00$375.00$375.00
Insurance / mo$150.00$150.00$150.00
MI / mo$55.23$55.23$81.00
HOA / mo$75.00$75.00$75.00
Total monthly$1,032.44$3,318.53$3,485.13
Cash to close$398,975$45,000$45,000