Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$534,200$534,200$647,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$113,710$0
Funding fee$2,671$2,671$0
Note rate5.410%5.410%7.400%
Blended rate5.410%5.865%7.640%
1st payment$3,193.04$3,193.04$4,486.00
2nd payment$0.00$758.07$0.00
Taxes / mo$599.92$599.92$599.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.58
HOA / mo$809.00$809.00$809.00
Total monthly$4,818.62$5,576.69$6,241.16
Cash to close$185,700$71,990$71,990