Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$368,567$368,567$431,999
Remaining term (yrs)25.825.830.0
Secondary amount$0$63,433$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.756%7.640%
1st payment$2,230.65$2,230.65$2,991.07
2nd payment$0.00$475.74$0.00
Taxes / mo$400.00$400.00$400.00
Insurance / mo$166.67$166.67$166.67
MI / mo$277.67$277.67$86.40
HOA / mo$515.00$515.00$515.00
Total monthly$3,589.99$4,065.73$4,159.14
Cash to close$111,432$48,000$48,000