Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$233,485	$233,485	$382,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$149,015	$0
Funding fee	$0	$0	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	4.570%	5.906%	7.640%
1st payment	$1,245.91	$1,245.91	$2,648.35
2nd payment	$0.00	$993.43	$0.00
Taxes / mo	$354.17	$354.17	$354.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$191.26	$191.26	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,941.34	$2,934.77	$3,229.02
Cash to close	$191,515	$42,500	$42,500