Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$431,670	$431,670	$485,100
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$53,430	$0
Funding fee	$0	$0	$0
Note rate	7.800%	7.800%	7.400%
Blended rate	8.350%	8.422%	7.640%
1st payment	$3,194.88	$3,194.88	$3,358.73
2nd payment	$0.00	$400.72	$0.00
Taxes / mo	$449.17	$449.17	$449.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$203.41	$203.41	$97.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,014.13	$4,414.85	$4,071.59
Cash to close	$107,330	$53,900	$53,900