Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$607,810	$607,810	$719,910
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$112,100	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.198%	7.640%
1st payment	$3,859.41	$3,859.41	$4,984.51
2nd payment	$0.00	$747.33	$0.00
Taxes / mo	$666.58	$666.58	$666.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$279.86	$279.86	$143.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,022.52	$5,769.85	$6,011.74
Cash to close	$192,090	$79,990	$79,990