Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$335,666	$335,666	$553,500
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$217,834	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	5.870%	7.640%
1st payment	$1,830.07	$1,830.07	$3,832.32
2nd payment	$0.00	$1,406.84	$0.00
Taxes / mo	$512.50	$512.50	$512.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$278.20	$278.20	$110.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,787.44	$4,194.28	$4,622.19
Cash to close	$279,334	$61,500	$61,500