Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,806$268,806$386,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$118,104$0
Funding fee$1,344$1,344$0
Note rate3.720%3.720%7.400%
Blended rate3.720%5.026%7.640%
1st payment$1,431.19$1,431.19$2,678.89
2nd payment$0.00$787.36$0.00
Taxes / mo$358.25$358.25$358.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,939.44$2,726.81$3,264.52
Cash to close$161,094$42,990$42,990