Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$209,879	$209,879	$413,100
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$203,221	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.007%	7.640%
1st payment	$1,203.60	$1,203.60	$2,860.22
2nd payment	$0.00	$1,312.47	$0.00
Taxes / mo	$382.50	$382.50	$382.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$190.57	$190.57	$82.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,943.33	$3,255.80	$3,492.01
Cash to close	$249,121	$45,900	$45,900