Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$251,917	$251,917	$287,100
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$35,183	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.570%	7.640%
1st payment	$1,694.29	$1,694.29	$1,987.82
2nd payment	$0.00	$263.88	$0.00
Taxes / mo	$265.83	$265.83	$265.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.87	$118.87	$57.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,229.00	$2,492.87	$2,461.08
Cash to close	$67,083	$31,900	$31,900