Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$521,973$521,973$598,310
Remaining term (yrs)25.925.930.0
Secondary amount$0$76,337$0
Funding fee$2,610$2,610$0
Note rate5.410%5.410%7.400%
Blended rate5.410%5.868%7.640%
1st payment$3,119.96$3,119.96$4,142.58
2nd payment$0.00$572.53$0.00
Taxes / mo$553.99$553.99$553.99
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.66
HOA / mo$0.00$0.00$0.00
Total monthly$3,840.62$4,413.15$4,982.90
Cash to close$142,816$66,479$66,479