Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$347,272$347,272$476,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$128,828$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.811%7.640%
1st payment$2,101.78$2,101.78$3,296.42
2nd payment$0.00$858.85$0.00
Taxes / mo$440.83$440.83$440.83
Insurance / mo$166.67$166.67$166.67
MI / mo$261.62$261.62$95.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,970.90$3,829.75$3,999.14
Cash to close$181,728$52,900$52,900