Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$19,715$19,715$449,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$429,385$0
Funding fee$0$0$0
Note rate6.580%6.580%7.400%
Blended rate7.130%7.723%7.640%
1st payment$133.93$133.93$3,109.48
2nd payment$0.00$2,773.11$0.00
Taxes / mo$415.83$415.83$415.83
Insurance / mo$166.67$166.67$166.67
MI / mo$9.16$9.16$89.82
HOA / mo$320.00$320.00$320.00
Total monthly$1,045.59$3,818.70$4,101.80
Cash to close$479,285$49,900$49,900