Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$394,419$394,419$467,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$72,681$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.542%7.640%
1st payment$1,843.82$1,843.82$3,234.11
2nd payment$0.00$545.10$0.00
Taxes / mo$432.50$432.50$432.50
Insurance / mo$166.67$166.67$166.67
MI / mo$314.99$314.99$93.42
HOA / mo$110.00$110.00$110.00
Total monthly$2,867.98$3,413.09$4,036.69
Cash to close$124,581$51,900$51,900