Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,072$307,072$359,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$52,028$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.656%7.640%
1st payment$1,457.71$1,457.71$2,486.34
2nd payment$0.00$390.21$0.00
Taxes / mo$332.50$332.50$332.50
Insurance / mo$150.00$150.00$150.00
MI / mo$242.73$242.73$71.82
HOA / mo$178.00$178.00$178.00
Total monthly$2,360.94$2,751.16$3,218.66
Cash to close$91,928$39,900$39,900