Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$702,661$702,661$706,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$43,089$0
Funding fee$0$0$0
Note rate4.920%4.920%7.400%
Blended rate5.770%6.123%7.640%
1st payment$3,995.65$3,995.65$4,891.66
2nd payment$0.00$426.40$0.00
Taxes / mo$654.17$654.17$654.17
Insurance / mo$216.67$216.67$216.67
MI / mo$532.06$532.06$141.30
HOA / mo$273.00$273.00$273.00
Total monthly$5,671.55$6,097.94$6,176.80
Cash to close$82,339$39,250$78,500