Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$99,151	$99,151	$562,410
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$463,259	$0
Funding fee	$0	$0	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	4.520%	7.181%	7.640%
1st payment	$615.93	$615.93	$3,894.01
2nd payment	$0.00	$2,991.88	$0.00
Taxes / mo	$520.75	$520.75	$520.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$95.14	$95.14	$112.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,398.48	$4,390.36	$4,693.91
Cash to close	$525,749	$62,490	$62,490