Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$176,000	$176,000	$539,999
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$363,999	$0
Funding fee	$880	$880	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	4.460%	6.678%	7.640%
1st payment	$1,033.84	$1,033.84	$3,738.84
2nd payment	$0.00	$2,350.83	$0.00
Taxes / mo	$500.00	$500.00	$500.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$607.00	$607.00	$607.00
Total monthly	$2,307.50	$4,658.33	$5,120.51
Cash to close	$423,999	$60,000	$60,000