Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$151,833	$151,833	$294,300
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$142,467	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	6.236%	7.640%
1st payment	$816.50	$816.50	$2,037.67
2nd payment	$0.00	$949.78	$0.00
Taxes / mo	$272.50	$272.50	$272.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.19	$125.19	$58.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,364.19	$2,313.97	$2,519.03
Cash to close	$175,167	$32,700	$32,700