Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$696,676	$696,676	$696,600
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$38,624	$0
Funding fee	$3,483	$3,483	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.086%	7.640%
1st payment	$4,671.12	$4,671.12	$4,823.12
2nd payment	$0.00	$382.22	$0.00
Taxes / mo	$645.00	$645.00	$645.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.32
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,532.79	$5,915.01	$5,824.10
Cash to close	$77,324	$38,700	$77,400