Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$368,320	$368,320	$396,000
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$27,680	$0
Funding fee	$0	$0	$0
Note rate	7.030%	7.030%	7.400%
Blended rate	7.580%	7.679%	7.640%
1st payment	$2,522.64	$2,522.64	$2,741.82
2nd payment	$0.00	$207.60	$0.00
Taxes / mo	$366.67	$366.67	$366.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.26	$173.26	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,212.57	$3,420.16	$3,337.69
Cash to close	$71,680	$44,000	$44,000