Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$842,395	$842,395	$872,910
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$30,515	$0
Funding fee	$0	$0	$0
Note rate	6.790%	6.790%	7.400%
Blended rate	7.340%	7.398%	7.640%
1st payment	$5,592.38	$5,592.38	$6,043.85
2nd payment	$0.00	$228.87	$0.00
Taxes / mo	$808.25	$808.25	$808.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$393.57	$393.57	$174.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$7,010.87	$7,239.74	$7,243.35
Cash to close	$127,505	$96,990	$96,990