Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$334,076	$334,076	$369,000
Remaining term (yrs)	28.9	28.9	30.0
Secondary amount	$0	$34,924	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	7.352%	7.640%
1st payment	$2,163.82	$2,163.82	$2,554.88
2nd payment	$0.00	$261.93	$0.00
Taxes / mo	$341.67	$341.67	$341.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$154.81	$154.81	$73.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,810.30	$3,072.23	$3,120.35
Cash to close	$75,924	$41,000	$41,000