Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,405$270,405$359,955
Remaining term (yrs)24.524.530.0
Secondary amount$0$89,550$0
Funding fee$1,352$1,352$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.282%7.640%
1st payment$1,257.99$1,257.99$2,492.26
2nd payment$0.00$671.63$0.00
Taxes / mo$333.29$333.29$333.29
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.99
HOA / mo$233.00$233.00$233.00
Total monthly$1,974.28$2,645.90$3,280.54
Cash to close$129,545$39,995$39,995