Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$336,004	$336,004	$827,997
Remaining term (yrs)	17.2	17.2	30.0
Secondary amount	$0	$491,994	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	5.010%	6.638%	7.640%
1st payment	$2,269.88	$2,269.88	$5,732.89
2nd payment	$0.00	$3,177.46	$0.00
Taxes / mo	$766.66	$766.66	$766.66
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$330.36	$330.36	$165.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,583.58	$6,761.04	$6,881.82
Cash to close	$583,993	$92,000	$92,000