Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$53,390	$53,390	$521,100
Remaining term (yrs)	5.0	5.0	30.0
Secondary amount	$0	$467,710	$0
Funding fee	$0	$0	$0
Note rate	6.800%	6.800%	7.400%
Blended rate	7.650%	7.740%	7.640%
1st payment	$1,023.65	$1,023.65	$3,607.99
2nd payment	$0.00	$3,020.63	$0.00
Taxes / mo	$482.50	$482.50	$482.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$111.22	$111.22	$104.22
HOA / mo	$176.00	$176.00	$176.00
Total monthly	$1,960.04	$4,980.67	$4,537.38
Cash to close	$525,610	$57,900	$57,900