Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$323,103	$323,103	$337,500
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$33,147	$0
Funding fee	$0	$0	$0
Note rate	6.480%	6.480%	7.400%
Blended rate	7.030%	7.481%	7.640%
1st payment	$2,128.79	$2,128.79	$2,336.78
2nd payment	$0.00	$328.01	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$154.69	$154.69	$67.50
HOA / mo	$443.00	$443.00	$443.00
Total monthly	$3,188.98	$3,516.99	$3,309.78
Cash to close	$51,897	$18,750	$37,500