Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$391,279$391,279$404,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$35,271$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%4.596%7.640%
1st payment$1,861.56$1,861.56$2,797.91
2nd payment$0.00$349.03$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$309.19$309.19$80.82
HOA / mo$504.00$504.00$504.00
Total monthly$3,198.91$3,547.95$3,906.89
Cash to close$57,721$22,450$44,900