Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$76,919	$76,919	$837,000
Remaining term (yrs)	4.7	4.7	30.0
Secondary amount	$0	$760,081	$0
Funding fee	$385	$385	$0
Note rate	7.200%	7.200%	7.400%
Blended rate	7.200%	7.699%	7.640%
1st payment	$1,574.25	$1,574.25	$5,795.22
2nd payment	$0.00	$4,908.85	$0.00
Taxes / mo	$775.00	$775.00	$775.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$167.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,565.91	$7,474.77	$6,954.29
Cash to close	$853,081	$93,000	$93,000