Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$521,447	$521,447	$822,600
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$301,153	$0
Funding fee	$0	$0	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	4.060%	5.411%	7.640%
1st payment	$2,611.07	$2,611.07	$5,695.52
2nd payment	$0.00	$1,944.94	$0.00
Taxes / mo	$761.67	$761.67	$761.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$427.13	$427.13	$164.52
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,016.53	$5,961.48	$6,838.37
Cash to close	$392,553	$91,400	$91,400