Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$548,475$548,475$575,100
Remaining term (yrs)28.828.830.0
Secondary amount$0$26,625$0
Funding fee$2,742$2,742$0
Note rate6.670%6.670%7.400%
Blended rate6.670%6.778%7.640%
1st payment$3,570.26$3,570.26$3,981.88
2nd payment$0.00$199.69$0.00
Taxes / mo$532.50$532.50$532.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.02
HOA / mo$103.00$103.00$103.00
Total monthly$4,372.42$4,572.11$4,899.06
Cash to close$90,525$63,900$63,900