Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$599,264$599,264$651,600
Remaining term (yrs)25.025.030.0
Secondary amount$0$52,336$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.144%7.640%
1st payment$2,788.74$2,788.74$4,511.55
2nd payment$0.00$392.52$0.00
Taxes / mo$603.33$603.33$603.33
Insurance / mo$216.67$216.67$216.67
MI / mo$476.42$476.42$130.32
HOA / mo$0.00$0.00$0.00
Total monthly$4,085.16$4,477.67$5,461.87
Cash to close$124,736$72,400$72,400