Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,150	$145,150	$598,500
Remaining term (yrs)	13.8	13.8	30.0
Secondary amount	$0	$453,350	$0
Funding fee	$0	$0	$0
Note rate	4.840%	4.840%	7.400%
Blended rate	5.690%	7.250%	7.640%
1st payment	$1,196.18	$1,196.18	$4,143.89
2nd payment	$0.00	$2,927.88	$0.00
Taxes / mo	$554.17	$554.17	$554.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$160.75	$160.75	$119.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,077.77	$5,005.65	$4,984.43
Cash to close	$519,850	$66,500	$66,500