Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$477,216	$431,991
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.170%	7.400%
Blended rate	5.020%	7.640%
1st payment	$2,526.17	$2,991.02
2nd payment	$0.00	$0.00
Taxes / mo	$399.99	$399.99
Insurance / mo	$166.67	$166.67
MI / mo	$367.23	$86.40
HOA / mo	$0.00	$0.00
Total monthly	$3,460.06	$3,644.07
Cash to close	$2,774	$47,999