Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,841$365,841$584,910
Remaining term (yrs)23.523.530.0
Secondary amount$0$219,069$0
Funding fee$1,829$1,829$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.648%7.640%
1st payment$1,765.77$1,765.77$4,049.80
2nd payment$0.00$1,414.82$0.00
Taxes / mo$541.58$541.58$541.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,474.02$3,888.84$4,875.03
Cash to close$284,059$64,990$64,990