Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$2,579	$2,579	$396,000
Remaining term (yrs)	0.3	0.3	30.0
Secondary amount	$0	$393,421	$0
Funding fee	$0	$0	$0
Note rate	7.520%	7.520%	7.400%
Blended rate	8.370%	7.754%	7.640%
1st payment	$525.44	$525.44	$2,741.82
2nd payment	$0.00	$2,540.85	$0.00
Taxes / mo	$366.67	$366.67	$366.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$53.13	$53.13	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,095.23	$3,636.08	$3,337.69
Cash to close	$437,421	$44,000	$44,000