Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$453,682$453,682$476,999
Remaining term (yrs)25.925.930.0
Secondary amount$0$49,818$0
Funding fee$0$0$0
Note rate5.810%5.810%7.400%
Blended rate6.660%7.176%7.640%
1st payment$2,821.85$2,821.85$3,302.65
2nd payment$0.00$492.99$0.00
Taxes / mo$441.67$441.67$441.67
Insurance / mo$166.67$166.67$166.67
MI / mo$340.29$340.29$95.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,770.47$4,263.46$4,006.38
Cash to close$76,317$26,500$53,000