Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$606,276	$606,276	$643,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$37,224	$0
Funding fee	$0	$0	$0
Note rate	6.940%	6.940%	7.400%
Blended rate	7.490%	7.577%	7.640%
1st payment	$4,104.39	$4,104.39	$4,455.46
2nd payment	$0.00	$279.18	$0.00
Taxes / mo	$595.83	$595.83	$595.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$284.48	$284.48	$128.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,201.36	$5,480.54	$5,396.66
Cash to close	$108,724	$71,500	$71,500