Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$115,963	$115,963	$805,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$689,537	$0
Funding fee	$580	$580	$0
Note rate	2.860%	2.860%	7.400%
Blended rate	2.860%	7.046%	7.640%
1st payment	$545.25	$545.25	$5,577.12
2nd payment	$0.00	$4,453.26	$0.00
Taxes / mo	$745.83	$745.83	$745.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$161.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,507.75	$5,961.01	$6,700.72
Cash to close	$779,037	$89,500	$89,500