Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$527,102$527,102$1,102,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$575,398$0
Funding fee$2,636$2,636$0
Note rate2.810%2.810%7.400%
Blended rate2.810%5.388%7.640%
1st payment$2,476.44$2,476.44$7,633.49
2nd payment$0.00$3,716.11$0.00
Taxes / mo$1,020.83$1,020.83$1,020.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$220.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,713.94$7,430.05$9,091.49
Cash to close$697,898$122,500$122,500