Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$888,930	$888,930	$944,999
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$56,069	$0
Funding fee	$4,445	$4,445	$0
Note rate	6.420%	6.420%	7.400%
Blended rate	6.420%	6.573%	7.640%
1st payment	$5,802.31	$5,802.31	$6,542.98
2nd payment	$0.00	$420.52	$0.00
Taxes / mo	$875.00	$875.00	$875.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$189.00
HOA / mo	$146.00	$146.00	$146.00
Total monthly	$7,039.98	$7,460.49	$7,969.65
Cash to close	$161,069	$105,000	$105,000