Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$401,860$401,860$449,100
Remaining term (yrs)28.528.530.0
Secondary amount$0$47,240$0
Funding fee$0$0$0
Note rate6.910%6.910%7.400%
Blended rate7.460%7.622%7.640%
1st payment$2,689.29$2,689.29$3,109.48
2nd payment$0.00$354.30$0.00
Taxes / mo$415.83$415.83$415.83
Insurance / mo$166.67$166.67$166.67
MI / mo$186.96$186.96$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,458.75$3,813.06$3,781.80
Cash to close$97,140$49,900$49,900