Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,212	$211,212	$499,500
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$288,288	$0
Funding fee	$0	$0	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	5.150%	6.651%	7.640%
1st payment	$1,296.63	$1,296.63	$3,458.44
2nd payment	$0.00	$1,861.86	$0.00
Taxes / mo	$462.50	$462.50	$462.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$185.59	$185.59	$99.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,111.39	$3,973.25	$4,187.50
Cash to close	$343,788	$55,500	$55,500