Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$718,203$718,203$796,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$78,297$0
Funding fee$3,591$3,591$0
Note rate6.330%6.330%7.400%
Blended rate6.330%6.592%7.640%
1st payment$4,663.80$4,663.80$5,514.81
2nd payment$0.00$587.23$0.00
Taxes / mo$737.50$737.50$737.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$159.30
HOA / mo$195.00$195.00$195.00
Total monthly$5,812.97$6,400.20$6,823.27
Cash to close$166,797$88,500$88,500