Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$395,969	$395,969	$620,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$224,941	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.550%	7.640%
1st payment	$1,943.41	$1,943.41	$4,299.06
2nd payment	$0.00	$1,452.74	$0.00
Taxes / mo	$574.92	$574.92	$574.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$308.47	$308.47	$124.18
HOA / mo	$382.00	$382.00	$382.00
Total monthly	$3,375.47	$4,828.21	$5,546.82
Cash to close	$293,931	$68,990	$68,990